Service Charges
Item | Fee |
---|---|
Annual Fee | Free |
Top-up Fee | Free |
Inactive Fee (No transaction) | Free |
Physical Card (Mastercard® or UnionPay) with HK$100 stored value |
HK$5 per card. This is an one-off charge and to be paid at upfront purchase. (Effective from 1 September, 2019) |
Physical Card (Mastercard® or UnionPay) with no stored value | Free |
Local and Foreign Transaction (Settled in foreign currency)# |
Charge 2% on top of total transaction amount (for Mastercard®) Charge 1% on top of total transaction amount^ (for UnionPay) ^Handling fee is waived for Local and Foreign Transaction (Settled in foreign currency) from now until 31 December 2024 (both dates inclusive). |
Foreign Transaction (Settled in HK$)# | Charge 1% on top of total transaction amount |
FPS Cross-border Payment FX Handling Fee | Waived |
Card Replacement Fee | HK$100 |
Request of Detail Transaction Record | HK$30 (Half Year Record) |
Dispute Handling Fee | HK$150 (Each Transaction) |
Sales Slip Retrieval Fee | HK$50 (Each Transaction) |
Refund Handling Fee (Cash out upon termination) | HK$60 |
Collection Handling Fee (if applicable) | 5% of the outstanding balance at the Date Last Debit (minimum charge is HK$100) |
#This fee is non-refundable with effect from 4 March 2020